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Insurance for life’s important moments
Do I need insurance?
Most of us like to think that when our lives come to an end, we’ll be old, our loved ones will be financially secure and our financial responsibilities will be taken care of. Sadly this isn’t always the reality…
Most of us wouldn’t think twice about insuring our home, car, TV or smartphone – the material things that we touch and use every day. We even make sure that our pets and holidays are covered.
So why don’t we feel the same way about protecting our families?
Even if we do live a long and happy life, we may at some point suffer an illness or accident that prevents us from working. It’s therefore sensible to consider how best you’d protect your finances – and those of your family – if the unexpected were to happen.
Whether it’s coming to terms with the loss of a loved one, dealing with a serious illness, the consequences of an accident, or loss of income, it can be comforting to know there are no additional financial worries to take care of.
If you do already have cover in place, that’s excellent! But remember that it’s very important to regularly review it, especially when there are significant changes happening in your life such as getting married, moving in with a partner, buying a new home, having children or changing job.
It may be tempting to simply opt for the cheapest policy available – google searches are good for this! But it is important to bear in mind that whilst many products look the same, there can be important differences between them that can be difficult to spot.
Care should be taken, to select a policy that is most suitable for your particular needs.
