Welcome to St Barts Finance. In this latest blog post, we discuss ISAs and why they are so important for your finances. So here are 5 Benefits of Saving in an ISA:
Leaving the Forces When You Have Armed Forces Help to Buy
In this article we will be looking at the implications of leaving the forces if you have taken out an armed forces help to buy loan and how St Barts Finance could help you.
Life Insurance and Vaping
In this blog post, we discuss life insurance and vaping, and why it is important that you are honest about your health when applying for life insurance.
How Long Should I Get Life Insurance For?
Life insurance is probably the most important financial product you will buy. But how long should you get it for?
Can I Get Life Insurance If I Have Type 2 Diabetes?
Have you ever been declined life insurance because you have type 2 diabetes? If you have and are struggling to find appropriate cover, then here’s some information to help you better understand what the options are.
What is a Pension Transfer Value?
When you’re considering transferring your current pension into a new one, the amount of ‘cash’ being transferred, is referred to as the pension transfer value. This value will be agreed on by your current pension provider.
How Long Should a Pension Transfer Take?
This really is dependent on your pension provider and something that should be checked prior to your transfer. By getting an approximate guideline for your transfer time, you will be able to set some realistic expectations into place before questioning the length of time it is taking.
How Much Does It Cost to Transfer a Pension?
If you’ve been wondering how much it costs to transfer a pension then you’ve come to the right place. Read our blog post below to find out.
How big should my pension pot be at 40?
If you’ve ever wondered how much money should I have in my pension pot at 40, then this article is for you. We’ll be taking a look at the various factors that will contribute to the size of your pension pot and what effect they’ll have on your retirement income.
If you’d rather speak with a pension advisor then please book an appointment with us today.
Starting a pension in my 40’s and what to do
If you’ve found you’re starting to save for a pension a little later in life, this needn’t be an issue. Starting a pension in your forties is definitely doable and something that can be done. But to be realistic, you do need to be responsible when it comes to adding to your pension pot.
How Big Should My Pension Be at 50?
It can be difficult to know how much money you should have in your pension at 50 years old, but it’s essential that you get it right if you want to relax and enjoy your retirement without having to worry about running out of money.
Read our guide below to find out or if you’d rather, you can call us on 03300 562 218 to speak with a pension adviser.
What to Do with My Pension at 55 If Not Drawing It
So, what happens if you get to 55, you’re eligible for your pension but you’re still working? This may be through personal choice, or you feel like you need more financial backing going forward. You definitely have several options here if you still want to work.